How do I get my approved loan?

How do I get my approved loan?

Your loan profits will be credited immediately to your payroll account and you’ll receive an SMS alert from 2346.

Can I be charged for my SMS demands? All SMS needs and verification with proper structure are COMPLIMENTARY for Globe and Smart.

What the results are if we delivered an wrong syntax, am I going to be charged? Yes. All SMS with wrong format or from mobile figures which were perhaps maybe not signed up for the system are charged P2.50 per text, for world, Smart and Sun readers.

Just exactly How will I determine if my SMS availment is authorized? After delivering an SMS availment demand, you’ll get an answer from 2346 approval that is indicating of demand.

Have there been any instances when SMS availments had been disapproved? Yes. SMS will soon be rejected or disapproved if:

  • Cellphone quantity just isn’t registered
  • SMS format is wrong
  • Business contract is ended
  • Required quantity surpassed limitation towards the client
  • Consumer comes with a loan availment that is existing
  • With space in Salary Credits within a few months
  • Consumer has resigned through the business

Which are the reminders that i have to bear in mind to make sure that my availment will achieve success? Please make sure that the after things are followed properly:

  • Text the right initial keyword: SBCSALAD space AMOUNT space # OF DEDUCTIONS
  • Text the keyword that is correct agreement/approval:SBCSALAD CONSENT
  • Forward message to 2346.
  • Utilize the mobile quantity that is signed up for SALAD.
  • Ensure the number that is mobile a regular load with a minimum of P2.50.

We delivered my SMS syntax demand precisely but would not get any response. Just Just What must I do? You might phone our customer support Hotline at 8887-9188 or email email protected for further support.

Report the incident:

  • Keyword sent
  • Date of SMS
  • Time of SMS
  • Mobile Phone Quantity
  • Or simply simply offer the screenshot of this message

Ask for modification of mobile quantity signed up for SALAD, please phone customer care Hotline at 8887-9188. Allow 3 banking times to process your demand.

What I still avail of SALAD if I lose my mobile number, can? Yes. Just ask for an alteration of one’s mobile quantity through our customer support Hotline at 8887-9188. Please enable 3 banking times to process your request

exactly What I use both to avail of SALAD if I have 2 mobile numbers, can? No. Our SALAD system is only going to connect you to definitely one (1) mobile quantity

If my ATM card gets lost or taken, may I still avail of SALAD? Yes. Even with no ATM Card, your authorized SALAD availment will nevertheless be credited to your payroll account. But, we urgently encourage one to look at the SBC Branch nearest you and request for an ATM Card substitution to permit you access that is immediate the funds.

What goes on if my wage is insufficient to pay for for my amortization? If for example the wage is inadequate for the amortization quantity, the repayment are going to be considered “Missed” amortization. This is deducted in the payroll that is next in addition to the quantity due when it comes to current cut-off PLUS one more “late payment cost” amounting to P125 per missed re re payment within the period for the loan. After loan readiness, a hard and fast cost of P250 will apply each month.

We missed my amortization payroll that is last may I spend within the countertop? Yes. You are able to a non-prescription (OTC) re payment in just about any protection Bank Branch nearest you. Kindly be sure to do the immediate following:

  • Utilize the BILLS PAYMENT slip
  • Indicate re re payment is for SALAD
  • Indicate your amortization that is monthly plus
  • Indicate your enrolled mobile number

A text message will be sent to you for reminder in case of default.

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Do we get a discount or a waiver of costs if we missed my loan re payment? No. Our belated re re payment fees are fixed.

Just How am I going to understand if i’ve missed re re re payments? Our SBC Collections Team will coordinate with you via phone, SMS, Letter and email or throughout your HR Representative.

Am I going to manage to see my SALAD deductions in my own payroll account? Yes. SALAD deductions is seen into the payroll account. Though it is really not mirrored from the client’s spend slide considering that the re re re payment technique is via Automatic Debit Arrangement (ADA) from payroll credits.

Exactly just What if i’ve the amount of money to pay-off my loan, could I end my Salary Advance? No. Pre-termination is certainly not allowed under Salary Advance.

We already paid 50% of my loan, could I straight away re-avail Salary Advance? No. Re-availment is allowed upon complete re payment of current loan.

We paid 100% of my loan, whenever am I able to re-avail? Please enable three (3) banking times after your final re re payment date that is due re-availing SALAD.

Just how do I deactivate my Salary Advance? Fill-out the Letter of Intent to Deactivate SALAD Enrolment. Just click here to install the page, fill out of the details, and deliver to email protected . Processing time is 1 day time.

Essential reminder: you’ll simply be permitted to deactivate your SALAD account should this be in status of ACTIVE.

How to re-avail? Re-availment procedure is comparable whilst the procedure of your first Availment. You can just text:

SBCSALAD space AMOUNT space # OF DEDUCTIONS to 2346 and proceed with the succeeding SMS guidelines.

Where could I phone if i wish to ask questions that are further Salary Advance? You might phone our customer support Hotline at 8887-9188 or e-mail email protected for further support. Please make sure that you have the following details on hand:

  • Payroll account quantity
  • Mobile phone quantity signed up for Salary Advance
  • Description of problem or problem